储蓄目标包括你希望购买的物品或服务，为了实现这些目标你需要积累多少资金，以及你预计何时需要使用这些资金。本文举了两个通俗易通的例子，告诉我们怎么设置储蓄目标，如何达成。
A savings goal should include what you want to buy, how much you need to save, when you need to have it by, and how you plan to save. To achieve your savings goal, you may have to decide not to spend your money on other things along the way. But it helps you plan for the things you want. Here are some examples.
储蓄目标应该包括你想买什么，你需要存多少钱，什么时候需要，以及你打算如何储蓄。为了实现你的储蓄目标，你可能不得不决定不要把钱花在其他事情上。但它可以帮助你计划你想要的东西。这里有一些例子。
Isabella is a fourth grader. She loves to play basketball. She is on a team that plays once a week. She wants to go to a basketball camp next summer, but her parents said she had to make the money to go. Isabella’s goal is to save $100 by next summer. Isabella has a plan to clean leaves this autumn and clean snow in the winter for people in her neighborhood to make the money. She has nine months and needs to make about $23 a month to reach her savings goal. After her parents said yes, she started to let her neighbors know she was ready to work.
伊莎贝拉是一个四年级学生。她喜欢打篮球。她在一个每周打(篮球)一次的团队中。她想明年夏天去篮球夏令营，但她的父母说她必须赚钱去。伊莎贝拉的目标是到明年夏天存100美元。伊莎贝拉计划今年秋天为附近的人清理树叶，冬天清理雪赚钱。她有9个月的时间，每月需要赚23美元才能达到储蓄目标。在她的父母同意后，她开始让邻居知道她已经准备好工作了。
Noah is a fifth grader. He is interested in music. He would like to buy a guitar. It’s sold for $150. Noah got $25 for his birthday, but still needs $125 more to buy it. He makes $25 a week by walking his neighbors’ dogs after school and on weekends. If he continues to walk his neighbors’ dogs, he will be able to save enough money to buy the guitar in just a few weeks.
诺亚是一个五年级的学生。他对音乐感兴趣。他想买一把吉他。它以150美元的价格出售。诺亚在生日得到了25美元，但还需要125美元才能买到。放学后和周末，他通过遛邻居的狗每周赚25美元。如果他继续遛邻居的狗，他将能够在短短几周内存下足够的钱购买吉他。
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